Additional Information
In 2025 PacificSource designs their best benefit options around their Navigator Network which provides excellent value for Individual health insurance coverage in Montana.
The Navigator Bronze HSA 8050 is based on a Single deductible of $8,050 with coverage at 100% after satisfaction of the $8,050 deductible. The first $500 of Accident Services are covered up front at 100%. All Routine/Wellness/Preventive Care is is also covered up front at 100%. Finally, Preventive Drugs are covered up front at 100%.
The Navigator Silver HSA 3500 plan is based on a a Single deductible of $3,500 with 75% coinsurance up to a maximum out of pocket amount of $6,700. The first $500 of Accident services are covered up front at 100%. All Routine/Wellness/Preventive Care is is also covered up front at 100%. Finally, Preventive Drugs are covered up front at 100%
The Navigator Gold 1500 plan is based on a Single deductible of $1,500 with 90% coinsurance up to a maximum out of pocket amount of $7,000. Under the Gold plan, prescription drugs are covered based on copays of $15/$50/$75/$250. The first $500 of Accident services are covered up front at 100%. All Routine/Wellness/Preventive Care is is also covered up front at 100%.
Please see the Plan Comparison information for details on all plans offered through PacificSource.
