Additional Information
BCBS has designed their best benefit options around their Blue Preferred Provider Organization (PPO) network of local doctors and hospitals. Blue Preferred PPO is the name of their local full-service comprehensive hospital and doctor network. Point Of Service (POS) is the name of their limited local hospital and doctor network making it critical that you carefully evaluate the network of doctors and hospitals for all available BlueCross plans in your community. Without an approved Exception, both PPO and POS plans limit In Network coverage to Montana in state and adjacent county providers. Please call for rates on all BlueCross plans.
In 2025 the BCBS Blue Preferred Bronze HSA PPO 302 plan is designed with a deductible of $5,200 followed by coverage at 70% up to their out of pocket maximum of $7,500.
The Blue Preferred Silver PPO 306 plan is designed with a deductible of $2,500 followed by coverage at 50% up to their out of pocket maximum of $9,100. $25 Office Visit co-pays and an affordable and convenient 6 Tier Prescription Drug co-pay benefit are included.
The Blue Preferred Gold PPO 204 plan is designed with a deductible of $750 followed by coverage at 70% up to their out of pocket maximum of $9,200. $10 Office Visit co-pays and their affordable and convenient 6 Tier Prescription Drug co-pay benefit are included.
Please see the Plan Comparison information for additional details on these and all other available plans.
